Navigating the complexities of funding care at home can be overwhelming, but with the right information and support, you can access the financial assistance you need. At Dependable Hands, we’re committed to helping our clients and their families understand their options for funding home care services. In this blog post, we’ll explore the financial support available from the NHS to fund care at home, empowering you to make informed decisions about your care needs.

NHS Continuing Healthcare (CHC): NHS Continuing Healthcare (CHC) is a fully funded package of care provided by the NHS for individuals with complex health needs who require ongoing care and support. CHC covers a wide range of healthcare and personal care needs, including assistance with activities of daily living (ADLs), medical treatments, and specialist support.

Eligibility for CHC is determined through a comprehensive assessment process conducted by healthcare professionals, which takes into account the individual’s care needs, health conditions, and level of disability. If you or your loved one is deemed eligible for CHC, the NHS will cover the full cost of care, including any required medical treatments and support services.

NHS-funded Nursing Care: For individuals who require nursing care at home, but do not qualify for CHC, the NHS-funded Nursing Care (FNC) scheme may provide financial assistance. FNC is a contribution towards the cost of nursing care provided by a registered nurse, either in a nursing home or at home.

Eligibility for FNC is determined following an assessment by healthcare professionals, and if deemed eligible, the NHS will provide a flat rate payment directly to the care provider to cover the cost of nursing care. It’s important to note that FNC only covers the cost of nursing care and does not include personal care or other support services.

Personal Health Budgets: In some cases, individuals who are eligible for NHS Continuing Healthcare or NHS-funded Nursing Care may be offered a Personal Health Budget (PHB). A PHB is an amount of money allocated by the NHS to enable individuals to have more control and choice over their care and support needs.

With a PHB, individuals have the flexibility to choose and manage their own care services, including hiring their own caregivers or purchasing services from approved providers. PHBs are designed to empower individuals to tailor their care to meet their specific needs and preferences while promoting independence and autonomy.

Conclusion: Navigating the financial aspects of funding care at home can be complex, but there are options available to help cover the cost of care. From NHS Continuing Healthcare and NHS-funded Nursing Care to Personal Health Budgets, the NHS offers financial support to individuals with complex health needs who require ongoing care and support. At Dependable Hands, we’re here to help you understand your options and access the financial assistance you need to receive quality care at home. If you have questions or need assistance navigating the process, don’t hesitate to reach out to us for support.